Los Angeles, California

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Los Angeles Car Insurance

 
Los Angeles Car Insurance

Los Angeles - a city where dreams are alive, movies are made, fortunes reside and yes ... a bad driver or two. When it comes to car insurance premiums Los Angeles is one of the highest areas for car insurance in the country however the sun shines 365 days a year so more than one insurance agent has moved to this wonderful city. More agents usually means more competition so if you are in the market for Los Angeles car insurance make sure to compare car insurance quotes from as many reputable insurance companies as you can. The premiums may vary widely (and so may the coverage) so ensure the car insurance policy you choose provides all the coverage you need.


Car Insurance Facts - Los Angeles

Minimum car insurance requirements in Los Angeles, California are 15/30/15.  What this means is any vehicle owner must have car insurance which provides at least the following coverage:

  • $15,000 for coverage towards injuries or death of one person
  • $30,000 of coverage for death or injuries of multiple people
  • and $5,000 of coverage for property damage due to an accident by your fault.

This is the bare minimum and if you think about it these minimum coverage limits are almost comical since surely an attorney will ask for a lot more than $15,000 if your accident ends in a fatality.  Any driver really needs to consider purchasing more than the bare minimum and you may be surprised how cheap it is to bump your limits up to $100,000 or more for each item above.

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