San Diego, California

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San Diego Car Insurance

Many would say San Diego, California is home to the best year round weather in the country and we certainly would agree. With a population of over 3,000,000 people San Diego is not just a living paradise its a market of great competition for car insurance rates. From sports cars to motorcycles millions of drivers need car insurance and insurance companies offer policy coverage for almost every form of driver.  New drivers, teenage drivers, classic cars, luxury cars - If you reside in San Diego and need car insurance its pretty easy to find a reputable car insurance company.

Car Insurance Facts - San Diego

Minimum car insurance requirements in San Diego, California are 15/30/15. These numbers represent minimum insurance coverage any vehicle owner must maintain:

  • $15,000 of insurance coverage for injuries or death of one person

  • $30,000 of insurance for accidents involving death or injuries of multiple people

  • and $5,000 of coverage for property damage due to an accident by your fault.

This insurance limits are the bare minimums required by California state law however these policy minimums provide almost no coverage when you consider an attorney will ask for a lot more than $15,000 if your accident ends in a fatality.  All California drivers looking for car insurance really need to consider purchasing more minimum insurance requirements required by law. In fact, moving these limits to $100,000 or more for each item above is usually not a whole lot more.

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